摘要
2008年国际金融危机爆发以来，我国实施了宽松的货币政策和积极的财政政策，随着经济增长的回升地方政府投融资平台得到进一步的繁荣发展。通过建立有效的投融资平台使市场机制得到充分地发挥，调动全方位的积极性，服务于当地经济发展所必备的公共基础设施建设。随着中央对政府投融资平台贷款开始实施收紧政策以来，地方政府投融资平台的风险已经逐渐凸显出来，投融资平台风险将对各地经济运行的安全性、可持续性和社会的稳定性造成消极方面的影响，值得我国各级地方政府部门的关注。
本文以云南省地方政府投融资平台风险问题作为研究对象。在对云南省地方政府投融资平台基本情况了解的情况下，系统地分析了存在的投融资平台程序性风险、债务风险、财政风险、金融风险、商业银行信贷风险和投融资平台决策机制等方面的风险，在此基础上进一步分析了造成云南省地方政府投融资平台风险的原因及传导途径。同时，根据云南省地方政府投融资平台风险情况从建立地方政府投融资平台风险预警体系、规范地方政府投融资平台各项管理制度、正确评估地方政府投融资平台风险、完善公司治理结构、加强法制体制建设和化解银行信贷风险等角度出发有针对性地提出了防范和化解地方政府融资平台风险的政策建议。
关键词：地方政府投融资平台；风险；对策
abstract
Since the international financial crisis was outbreaked in 2008 years, China implemented the easy monetary policy and the positive fiscal policy, along with the economic growth of the local government investment and financing platform back further prosperity and development. The effective investment and financing platforms are conducive to public infrastructure construction, the local government should exploit the market mechanism and mobilize the enthusiasm of all aspects. The risk of investment and financing platform is increasing prominent along with the central starting to tighten platform loans, the risk can not be ignored, which will bring harmful impact on the safety and continuity of local economy operation, also worth the local governments in different rank should pay attention to this problem.
This paper discusses the topic of the risk of investment and financing platform of local government in Yunnan. Yunnan province local government investment and financing platform basic situation understood, systematically analyzed the present procedural risk investment and financing platform, debt risk, financial risk, commercial bank credit risk, investment and financing platform decision-making mechanism, and other aspects of the risks, and based on this further analyzed the cause of local government risk investment and financing platform in Yunnan province the reason and pathways. And according to the risk of Yunnan local government investment and financing platform from establish the local government investment and financing platform risk early-warning system, the standard management system of local government investment and financing platform, correct evaluation of local government investment and financing platform risk, improve corporate governance structure, strengthening the legal system construction and dissolve the bank credit risk angle put forward suggestion to guard against and dissolve the local government financing platform risk policy suggestions.
Keywords: Investment and Financing Platform of Local Government; Risk; Countermeasures
