摘要:随着人民币的不断升值,同时中国的股票市场持续低迷,更多的人选择了把手中的钱投入到了房地产的市场,从而不断地推高国内的房地产价格。另一方面由于人民币的升值,使得国外大量热钱流入中国的房地产市场。这种境外投资者在房地产市场的套利活动,势必会刺激短期房地产需求,这样一来,就造成了我国的房地产市场价格只升不降,导致了中国的房地产市场发展过热,甚至形成了房地产泡沫。一旦人民币升值到一定的预期,国外游资就会把资产全部逃离,而一旦所有的投资撤出,中国的房地产市场必然会受到严重的影响,进而危及国内的金融体系甚至中国整体经济的稳定。本文在分析了影响房地产价格的诸多因素的基础上,着重分析了人民币升值对我国房地产的影响,提出了应对高企房价相应的对策。
关键词:人民币升值 ,房地产市场 ,房地产泡沫
Abstract:With the continuous appreciation of the RMB and the constantly depressed stock market, more people choose to put their money into the real estate market, putting the domestic real estate prices to new heights. On the other hand, large amounts of foreign hot money flow into the Chinese real estate market because of the appreciation of the RMB. Such arbitrage move by foreign investors in the real estate market is certainly to stimulate the short-term demand for real estates. This explains why the Chinese real estate market keeps increasing without decreasing. This is also the cause of the over-heated growth of the Chinese real estate market, and even the cause of the real estate bubble. Once the appreciation of the RMB has reached a certain expectation, foreign idle funds will leave. When they all leave, the Chinese real estate market will no doubt be seriously affected, endangering the domestic financial system and even the stability of the entire Chinese economy. This article analyzes the different reasons affecting the real estate prices and, on this basis, specially analyzes the impact on the real estates by the appreciation of the RMB and presents counter-measure to deal with the high housing prices.
Key Words:RMB appreciation, real estate market, housing price, impact