摘 要:现阶段由于中国在国际贸易以及国际政治中的地位稳步提升。人民币进入了真正的高速发展时期，不管是在国际贸易、国际结算、国际金融产品等方面都发挥着越来越重要的作用，所以建立人民币离岸市场就显得尤为重要。香港凭借其独特的内、外部因素成为了发展人民币离岸市场的首选。在这些年的建设中，香港人民币离岸市场已经取得了骄人的成绩，为人民币国际化开辟了崭新的道路。但是在新的国际形势下，越来越多的国家和地区参与到了人民币离岸业务中来，这使得香港在发展人民币离岸市场的道路上遇到了巨大的阻碍。同时，在发展过程中出现的一些问题，诸如人民币回流、监管措施、产品单一等问题也在困扰着香港人民币离岸市场的发展。
本文从人民币不断强势入手分析了香港建立的人民币离岸市场的优势以及香港在建立人民币离岸市场中出现的问题，并且提出了具体的解决方案。比如建立新的监管机制、将人民币回流的渠道多样化、正规化，优化香港人民币离岸业务结构等解决问题的方案，找到在新时期发展香港人民币离岸市场的方式。
关键词：香港人民币离岸市场；现状；问题；建议
Abstract:At this stage due to China's rising steadily in the position in international trade and international politics. RMB into the real high-speed development period, whether in international trade, international settlement, international financial products are playing an increasingly important role, so establishing an offshore RMB market is particularly important. Hong Kong, with its unique internal and external factors become RMB offshore market of choice for the development. In construction of over the years, Hong Kong's RMB offshore market has made outstanding achievements, opened up a new road to the internationalisation of the RMB. But under the new international situation, more and more countries and regions involved in offshore yuan business, which makes the development path of the offshore RMB market in Hong Kong met with great obstacles. At the same time, some of the problems in the process of development, such as the backflow, regulatory measures, single product are plagued by problems such as Hong Kong's RMB offshore market's development.
This article obtains from the yuan strong constantly analyzed the advantage of establishing a RMB offshore market in Hong Kong and issues in establishing an offshore RMB market in Hong Kong, and puts forward specific solutions. Such as establishing new regulatory mechanism, will be RMB backflow channels diversification, standardization, optimization of the structure of Hong Kong's RMB offshore businesses such as the solution to solve the problem, find a way of development in the new era of Hong Kong's RMB offshore market.
Keywords: Hong Kong's RMB offshore market；current situation；problem；proposal
